The mechanics matter: WooCommerce net payment terms in B2B Suite appear as a payment method only for accounts you have granted terms. The order completes immediately for fulfilment, an invoice with the due date is recorded against the account’s credit, and the outstanding balance reduces available credit until payment is logged. No spreadsheet shadow system — the store knows who owes what and when. This is a Pro module; see the B2B Suite overview for how it fits the full platform.

For an account with terms enabled, checkout shows a “Pay on Account — Net 30” option alongside card and PayPal. Selecting it completes the order instantly: stock allocates, fulfilment proceeds, and the customer receives an order confirmation plus an invoice carrying the due date. Behind the scenes, the order amount reserves against the account’s credit limit. If the order would exceed available credit, the terms option is hidden or blocked with a clear message — the buyer can still pay by card. Combined with company accounts, terms apply at the company level, so all of a company’s buyers draw on one shared credit line with one consolidated exposure number for your finance team.

Each account gets a credit limit and a default term (Net 15/30/60) set by an admin — typically after a trade reference or credit check for new accounts, which remains your business process outside the plugin. The dashboard shows every account’s limit, outstanding balance, and available credit, with invoices listed by due date. Overdue invoices are flagged automatically: the account shows an overdue state, and you can configure terms to suspend automatically until payment is recorded — the single most effective control for keeping receivables healthy. Payments are logged manually against invoices or arrive via the Pro accounting sync, where Xero, QuickBooks Online or Odoo reconciliation marks invoices paid and frees credit without double entry.

Setting up WooCommerce net payment terms takes minutes: enable the Net Payment Terms module in B2B Suite Pro, set default terms and the global policy, then grant terms per account with a credit limit. Once live, WooCommerce net payment terms become part of the account record alongside pricing tier and company membership. The full receivables flow — order on account → invoice with due date → payment logged → credit freed — lives in the B2B Suite dashboard, and with accounting sync enabled, mirrors into your books in real time. Pair terms with the RFQ pipeline (quote → accepted → converted order on account) for the complete enterprise purchasing flow, and with wholesale pricing so on-account orders carry the right trade prices. For the underlying gateway architecture, B2B Suite registers terms as a standard WooCommerce payment gateway, so order statuses and emails behave exactly as your store already expects.